The Evolution Of Asset Allocation
The investments that are right for someone in their 20s might be completely backwards for someone in their 60s. When you are decades away from… Read More »The Evolution Of Asset Allocation
Investments & Risk
Investment strategy in retirement is no longer just about growth — it’s about how risk is managed and where it’s placed within your plan. Market volatility matters more when you’re withdrawing, and the timing of returns can impact how your plan performs.
This category focuses on how to align investments with your retirement goals, manage risk appropriately, and structure your portfolio so it supports your income and long-term plan without unnecessary exposure.
The Problem With Traditional Risk Questionnaires
If you’ve ever talked with a financial advisor, you’ve probably been asked about your risk tolerance. While understanding your general comfort level with market swings… Read More »The Problem With Traditional Risk Questionnaires
Why The Traditional 60/40 Portfolio Is Outdated
For decades, the 60/40 portfolio was the gold standard for balancing growth and stability. But in today’s complex investing environment, relying on a static model… Read More »Why The Traditional 60/40 Portfolio Is Outdated
Confidence Comes From Where Risk Is Placed
Investment risk feels fundamentally different when you are transition into retirement. While the industry often relies on questionnaires to determine your “risk tolerance,” those traditional… Read More »Confidence Comes From Where Risk Is Placed
What Happens If the Market Drops Right After You Retire?
One of the biggest fears people have as they approach retirement is simple: What happens if the market drops right after I retire? It’s a… Read More »What Happens If the Market Drops Right After You Retire?
Why Diversification Changes Near Retirement
Conventional wisdom says to diversify while you save, but the stakes change as you approach the transition into retirement. It’s no longer just about growing… Read More »Why Diversification Changes Near Retirement
The High Cost of Watching the Market
One of the most dangerous habits you can develop in retirement is checking the stock market every day. During your working years, the daily fluctuations… Read More »The High Cost of Watching the Market
Retirement Planning for Volatile Markets
The stock market in 2022 has been volatile due to rampant inflation, Russia’s invasion of Ukraine, and the Federal Reserve’s first interest rate increase since… Read More »Retirement Planning for Volatile Markets
Understanding Sequence of Return Risk
As you draw closer to retirement, one of the greatest retirement dangers is sequence of return risk. Sequence of return risk is the hazard of… Read More »Understanding Sequence of Return Risk
Moving from a 401(k) to an IRA
When you leave an employer or transition into retirement, an important financial decision is whether to leave your money in your 401(k) or roll it… Read More »Moving from a 401(k) to an IRA