We Help You Maximize Social Security Benefits

while minimizing stress and taxes

A shocking 2019 study by Forbes revealed that only 4% of retirees maximize Social Security benefits. Social Security mistakes cost the average U.S. household $111,000 over their retirement years.

This is staggering, giving that for most middle-class Americans, over 50% of their retirement income comes from Social Security.

Don’t make the mistake made by 96% of retirees! Ensure that you will maximize Social Security benefits by making the right decisions up front and along the way.

Maximizing Social Security Benefits is Vital Because of Increased Longevity

One of our biggest risks in retirement is longevity. When Social Security was instituted, it was not meant to be the long-term retirement plan it has become, as we age longer.

The longevity issue means we have to pay even more attention to ensure we maximize Social Security benefits over time. Ensuring you get your Social Security decision right is paramount, regardless of where you stand on the financial spectrum.

IRAs, 401(k)s, real estate, part-time work, and other income sources must seamlessly align with your overall financial strategy.

These decisions aren’t light. They’re about safeguarding the hard-earned money you’ve meticulously saved and invested.

Why is Planning So Crucial to Maximize Social Security Benefits?

There are many variables that determine how to maximize Social Security benefits. If you don’t know all your options and the consequences, it’s tough to make the right decisions.

For example, you may be tempted to accept your Social Security benefits at the age of 62, as soon as they’re available. But that probably isn’t the best decision. At age 62, your full retirement age amount is cut by an astounding 30%!

The longer you wait to claim Social Security benefits, the less you’ll lose. Unfortunately, delaying until 70 isn’t always the answer either.

When you choose to claim Social Security benefits depends on many factors. These include:

Life expectancy
Savings
Cash flow
Age gap between you and your spouse
Investment portfolio status

…and more.

Because of these variables, you have to design a personalized strategy to maximize Social Security benefits.

Social Security is far too complicated to navigate on your own. Let us help you make the right decisions to maximize Social Security benefits and minimize penalties and taxes.

Maximize Your Social Security Benefits with Confidence

We help you get the maximum Social Security benefits they have earned and are entitled to.

We help you determine when you should file and start collecting Social Security benefits. This is based on your historical earnings record and unique situation.

Whether you’re single, married, divorced, widowed, or a self-employed business owner, we help you get every dollar you’re entitled to from the government.

Furthermore, we help you optimize your benefits. Many people don’t consider all possible filing combinations that may be available. Or they don’t consider the impact their choices will have on their spouse.

We use software to analyze various strategies to maximize Social Security benefits. We ensure that no stone is left unturned in your Social Security planning.

You only get one chance to make the right decisions about Social Security. Let us help you get it right to maximize your Social Security benefits.