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Retirement Planning in Davis County: Helping Families Retire with Confidence

Serving North Salt Lake, Bountiful, Kaysville, Layton, Farmington, and Beyond

Retirement is one of the biggest transitions of your life — and it deserves more than a “wait and see” approach. Here in Davis County, families have worked hard to build their savings, pay down their mortgages, and prepare for the future. But retirement isn’t just about what you’ve accumulated. It’s about how you put your money to work.

At Thrive Retirement Planning, we help families across Davis County retire with confidence by giving every asset a job. Our process — the Retirement Transition Blueprint — makes sure your money has a purpose, whether that’s generating income, protecting against risks, funding fun experiences, or creating a living legacy.

Why Local Matters

Retirement planning isn’t one-size-fits-all. Living in Davis County means balancing unique opportunities and challenges:

  • Rapid growth and rising housing values.

  • A family-focused culture where many want to support children and grandchildren.

  • Proximity to Salt Lake City jobs and healthcare, while enjoying the community feel of cities like Bountiful, Layton, and Kaysville.

As a local fiduciary, we understand what families here are facing. We live, work, and serve in this community. That means when you sit down with us, you’re not just another account number — you’re a neighbor planning for the next stage of life.

Davis County, family of four, rising home prices, mountains
Thrive Retirement Planning's process of giving every asset a job in Davis County

Our Approach: Give Every Asset a Job

Too many people enter retirement still stuck in “accumulation mode.” They’ve built account balances, but they don’t have a plan for how to use those resources with purpose. That’s where our philosophy — Give Every Asset a Job — makes the difference.

We believe every dollar, every account, and even your home equity should be assigned to one of the Seven Jobs for Money.

This framework helps ensure that your money isn’t just sitting idle. It’s working for you, supporting your retirement lifestyle, and aligning with your values.

Learn more about our approach on the Give Every Asset a Job page.

The Retirement Transition Blueprint

You only retire once. But we help families make this transition every single day. That’s why we’ve built a clear process called the Retirement Transition Blueprint.

The Blueprint helps you:

  • Replace your paycheck with reliable retirement income.

  • Decide when and how to claim Social Security.

  • Manage taxes over your lifetime, not just year by year.

  • Plan for healthcare and long-term care needs.

  • Create a legacy that reflects your values.

It’s not about having the biggest account balance — it’s about using what you’ve already built to live the retirement you’ve dreamed of.

See how it works on our Retirement Transition Blueprint page.

Serving Families Across Davis County

We proudly work with families throughout Davis County, including:

  • Bountiful

  • North Salt Lake

  • Kaysville

  • Layton

  • Farmington

  • Centerville

Whether you’re preparing to retire in a few years or you’re already living in retirement, we’re here to help you get clarity, confidence, and control over your finances.

Picture of Davis County drawing style

Our Retirement Planning Services For Davis County

When you work with Thrive Retirement Planning, you get more than investment management. We focus on the entire retirement picture:

  • Income Planning – Turn your savings into a reliable monthly paycheck.

  • Social Security Planning – Optimize your claiming strategy for the most lifetime benefit.

  • Tax Planning – Minimize your lifetime tax bill, not just this year’s return.

  • Healthcare & Long-Term Care Planning – Prepare for one of retirement’s biggest risks.

  • Legacy & Estate Planning – Pass on your values along with your wealth.

Each of these areas connects back to our philosophy of giving every asset a job — making sure your resources have purpose and direction.

What Our Clients Say

“Carl has provided unerring support with a focus on what is best for the client (my wife and I). His interest in providing thoughtful communication in a clear and concise manner has led to the development of a trusting relationship. Carl’s approach has provided us with the confidence to approach retirement with renewed confidence and excitement. I highly recommend Carl, his approach, and his personal interest helping us plan for financial success.”
Michael G
Current Client of Thrive Retirement Planning

See more reviews on our Testimonials page

Ready to Retire with Confidence?

Retirement planning is too important to leave to chance. At Thrive Retirement Planning, we help families in Davis County build strategies that provide clarity today and confidence for the future.

To get started, schedule a Quick Consult today and take the first step toward retiring with purpose.

Thrive Retirement Planning provides retirement planning in Davis County, including North Salt Lake, Bountiful, Layton, Farmington, Centerville, and Kaysville. Whether you’re preparing for retirement or already retired, we’ll help you create a plan that makes the most of what you’ve worked so hard to build.